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Tuesday, October 30, 2007

Cheap Long Distance for College Students

by Troy Sapp
As a parent, watching your child go off to college may be exciting and yet scary! Your new college student may also be happy to go off to school, but at the same time feel anxious to be leaving his family behind for the first time in his life.

One of the problems with living on campus is that students usually do not have a choice between long distance carriers. Most college dorms will not allow your child to pick a Cheap Long Distance plan or any phone plan for that matter. But we do have some solutions for you that will allow you to get a cheap long distance so you can talk with your child as frequently as you like without fear of an expensive phone bill arriving at the end of the month!

Below you will find solutions for your long distance options that will save you money while also allowing you to talk to your child frequently without worry of a huge phone bill!

Phone Cards

Purchasing a calling card is a good choice for long distance and it offers a couple options as well. The two types of calling cards are – prepaid and postpaid. From parents point of view, prepaid is probably your best option. You can send your child a phone card with allotted time paid for in advance. That way you pay this fee only, should the card run out of minutes it won’t work again until you recharge it or buy another depending on the phone card you choose.

A postpaid card means you are billed on a monthly basis for all of the calls you made. As you can see, this may end up a problem at the end of the month when you get a larger bill then expected! To use a postpaid calling card you will be billed monthly through your debit card or credit card that you set up your account using.

Cellular Phone Plans

Cellular phones come in second to calling cards for convenience and allowing you to stay on budget! In this day and age there are many different phone companies and Cheap Long Distance plans to choose from. With most cellular phone companies you can pick a service plan that has unlimited minutes and some even have a small extra fee should you go over your plan minutes that month.

Also, many cellular plans offer a “family talk plan” which means if you have the same service as your child your talk time is free within your plan and all other calls use your minutes. There are definitely many cellular plans available to you and most are affordable as well. You just need to take the time to research and find which one works for you. For more research and comparison visit Cheap Long Distance Carriers.

Toll Free Number

A personal toll free number is another option available to you. A toll free number is also known as an 800 or 888 phone number. If you are considering a toll free number be sure to ask if it is a stand alone service and if you are able to forward the 800 number to another phone line so you can answer it anywhere.

HoweverFree Web Content, please note when choosing a toll free number again you are faced with the chance that you may receive a bill at the end of the month that is more expensive than expected. An 800 number usually has a minimum monthly fee and then you pay per minute of talk time but it will essentially depend on which company you go through for your toll free phone service.

And there you have it your top three choices for cheap long distance are calling cards - both postpaid and prepaid a cellular service plan or a toll free number. Be sure to do your research and find out which option is best for you and your family that will also allow you to stay within a budget with no surprises at the end of the month! Cheap Long Distance is just a reach away!

College Degrees

by Charles Fuchs
College degrees may allow you to earn more money upon graduation, but for some potential students the high cost of paying for college keeps them out of the classroom. Many students are unaware of how to save money on the tuition for college degrees. This lack of knowledge about tuition assistance means that a significant number of students end up paying more for their college degrees than they should have to pay.

Many students are aware of scholarship, grants, and student loans as methods for reducing the cost of college degrees. Student loans are effective, as long as you understand that you have to pay back the loan and you find a well-paying job to help you make your student loan payments each month. Scholarships and grants can be more useful, as you usually do not have to pay them back. However, there can be difficulties if you obtain partial scholarships for your tuition. Some schools offering college degrees will set aside how much in financial aid you can receive in total. If you receive scholarships, they will take that amount out of your total. So your financial aid amount will not go up unless you obtain more in scholarship money. If this is the case, there are other options still available to pay for college degrees.

If you are young and willing, the military is a great way to pay for college degrees. The Reserve Officers Training Corp, or ROTC, offers scholarships that pay for college education. The ROTC scholarships will pay for a significant portion of your college education a long as you serve on active duty in the military upon graduation. If you are willing to serve, college degrees qualify participants for officer status. Veterans are also eligible to pay for their college education via the G.I. Bill. Military Academies also allow you to obtain college degrees for free while earning a monthly stipend.

Besides the military, another way of paying for college degrees involves taking certain exams to earn credits. CLEP exams and the GRE test will enable you to test out of taking specific classes. If you do not have to take the classes, then the cost of college degrees goes down. Besides the cost of college degrees going down, it will also allow you to obtain your education faster. The small cost of taking each test will save you significant amounts of money on college degrees.

A third option in paying for college degrees involves taking less expensive classes at one school and transferring them to another university. Since the tuition for college degrees varies from school to school, you can easily take basic or pre-requisite courses at one school for less money. Many students find that taking the basic courses required for college degrees at a community college saves them significantly in the end. HoweverFree Reprint Articles, check with the universities offering you college degrees to be sure that the classes are fully transferable.

College Years: how to make them unforgettable

by Francis Dower
College years are the most exciting in one’s life. This is the article for those who wonder what awaits them behind the high walls of their “alma mater” and for those who’ve experienced everything connected with college. Check it out and see if what it says is true.

Now that high school is over and you have freedom to choose among different careers, probably for the first time in your life you are to make the most serious choice you’ve ever faced. You go back and revise your childish dreams in your memory and try to find out where your heart truly lies. And when you do, the most exciting years of your life begin and you become a college student. College is no place to play games and fool around. You are now to think about your future and what’s to become of you. First year students or just freshmen come to their first class with serious facial expressions, already thinking about a day when they get out into the open on their own, with serious educational background and some lessons of life they’ve had during their studies. But on the other hand college is perfect environment to have fun and socialize. The atmosphere gives excellent opportunities to make new useful and interesting acquaintances and have fun doing various sports, cultural and social events. The more time you dedicate to university life the more popular you become among college elite.

Sophomore year is not less interesting than the freshmen year. Once you’ve got used to the ways in the university, know the procedure, have friends and hobbies and know how to have fun you feel perfectly well and ready to continue to do fun things you did before. Some of the fellows seem to forget about studies, but the system is serious and stable. In the dictionary of the dean there are no words “sorry” or “just a few more days”. The result comes real quick and in a day you are kicked out with unsatisfactory progress and a stamp of a looser for the rest of your days. Junior year is as much fun as it is serious. Being old and mature enough, we realize which direction to work in, to achieve everything that you’ve planned. Serious relations may start and distract your attention but studies are the only thing you’re focused on. Your college term paper fly to you in your dreams and when you hear sarcastic “unsatisfactory” you wake up all nervous and have insomnia till the rest of the week. How unwise. If you work hard enough, you’ll be duly awarded at the end of your studies. Senior year is the best one, time that you will never forget. This is time to relax for those who were wise enough to keep up with studies and time to focus for those who lost their heads among various chances to spend their time otherwise. Most probably they will turn to college term papers to fill in the gaps of their studies.

But when the last efforts are made and all the exams are left behind, you feel relief and burning desire to get started to whatever you were prepared for. And after it is all over and look behind your shoulder you ask yourself: is it gone, or has it just begun? Nothing can be changed in the past but there is a nice chance to start your life again, from the blank page to write a good history about a man/womanFree Reprint Articles, who reached success and achieved acclaim.

Monday, October 29, 2007

College Finance: Things You Must Know

by Terje Brooks Ellingsen
What about your college finance? In the day of state-wide lotteries, students don't realize it. Nevertheless more college funding and educational scholarships are available than ever before.

There are a many reasons you won't receive those and the main reason is because you won't take the time to find out about them.

Students who carry at least a 3.0 in college or university, have the opportunity to qualify for many college scholarships and financial aid if they choose to attend an in-state college and if they choose an out of state college, there is still funding available. Planning college financing starts with parents helping their student find the appropriate resources. However, if students are on their own in planning for their future then most schools will offer assistance.

Financial planning for college starts with the student taking the initiative or the parents helping the student take the initiative to find out what's available out there. It may surprise you to know that there are numerous scholarships available based on needs, college aspirations, sports and participation in the area of sports, based on grades and many other college scholarships. There's a scholarship that you can have if you just take the time to find out what it is and how to get it.

Parents who can afford to send their kids to college will often fail to check out which scholarships that are available. After all, if they can afford to send their kids to college or university why check on financial aid-right? However, even if you can afford to pay for college, it's not smart to pay for it when you have a student who has earned the right to have a college scholarship.

Students and pupils all over USA will be introduced to more and more lottery-initiated scholarships and grants and it is time your child used what was set aside for kids who earned these scholarships. Furthermore, each year a significant number of scholarships go unused simply because no one took the time to find out about them. The money is there ready to fund potential students educationFree Reprint Articles, therefore it's time someone spent it for its intended use.

A College Degree or an MBA is NOT NEEDED to be “Financially Free”

by Coralee LaFresnaye
Look at Forbes’ top 10 United States wealthiest people. Notice the top five “self made” billionaires (excludes the Waltons who’s net worth is due to inheritance) are college dropouts. If MBA/college degrees were the answer, this would not be true.

1. Gates, William Henry III (drop out)

2. Buffett, Warren Edward

3. Allen, Paul Gardner (drop out)

4. Walton, Alice L.

5. Walton, Helen R.

6. Walton, Jim C.

7. Walton, John T.

8. Walton, S. Robson

9. Dell, Michael (drop out)

10. Ellison, Lawrence Joseph (drop out)

Education can get a job with good income. Your understanding of your Money Strategy can make you “Financially Free.”

Failure or success of a home-based business is all a function of your internal “Money Strategy.” says Tax Mom’s Vice President, Coralee LaFresnaye. “If your ‘Money Strategy’ is not set for success, no product, no business, or not even an MBA degree will make you Financially Free,”

Your ‘Money Strategy’ is the inter-twining of your “DNA Strategy” and the money messages you receive throughout life about money. Ms. LaFresnaye believes that it is the person’s lack of understanding of their “Money Strategy,” not the product; search engines, business plan, or capitalization is the reason for business failure. This is the reason Tax Moms are sponsoring a FREE 9-week experience called the “Be Financially Free with Ninergy – the Experience.”

Each week for 9-weeks the participants will have the opportunity to take part in a chat, talk and video tele-conference with exercises to help them understand what is meant by DNA Strategy and how the money messages the participant receives throughout life effects their “Money Strategy.” At the end of 9-weeks they will understand how their “Money Strategy” can cause their failure or lead to their success. It is now their choice.

The 9-week tele-conference is free and does not promote any product, franchise, service or business, but provides a life changing experience about money. During the 9-weeks the participants have to spend 3.6 million dollars on anything their heart desires. For 9-weeks, the participants receive 2 money-emails a week. The first one is for $5000 and the last one is for a $1,000,000. Each week they have to spend their virtual money before the next money-email arrives.

They will experience their “virtual dollars” turn into “real dollars by focusing and purchasing every desire of their heart, and understanding their “Money Strategy.” The purpose of the 9-weeks is to change their “real world” money consciousness. It is not a just a tele-conference or a workshop, it is a real life Experience

How do the Tax Moms know that a person’s “Money Strategy” is the secret to success? Since all Tax Moms have participated in this experience and since they prepare thousands of client’s tax returns, they see over and over that it is not the product or the service that causes the success or failure, but the client’s Money Strategy.

Registration is limited to 500. There is no cost to participate in any part of the experience. The first money-email arrives on July 4, 2005Business Management Articles, your Financial Independence Day.

Attaining an Online College Degree

by Jay Moncliff
There are a lot of people out there who just don't have the time to go to a college campus for an education. This can be for many reasons, such as work, finding a babysitter, costs of college courses, or even coordinating it to fit into your busy schedule. There is a solution for this. You can obtain an online college degree.

An online college degree is just as valid as a degree you receive at a regular college campus. In fact a lot of people prefer it. This is because you can get an online college degree from the comfort of your own home. You don't have to go anywhere to get the online college degree and you can register for the courses for your online college degree at home as well. You also don't have to commute to go to school, which in turn will save you gas, time, and money. An online college degree program will fit into any busy schedule and is convenient for anyone.

Online college degree programs offer financial aid and assistance just like regular college campuses do. Online college degree programs also offer job placement programming to anyone who completes the courses and obtains the online college degree. Online college degree programs often boast that you can get your degree in half the time it would take from a normal on campus course program. This is true because an online college degree program allows you to take the courses as quickly or as slowly as you want. It is all done at your own pace!

Now that you see the advantages of obtaining an online college degree, let us look at some of the online college degree courses offered. Some are: accounting, teaching, business, computers, criminal justice, legal and paralegal, dental assistance, travel and tourism, and many more. There is even master degree programs offered online so you can even further you education.

The prices of online college degree programs can vary from school to school. It is best to do your research and see what school offers you the best deal and the best education. If you need financial aide, be sure the school offers it before you enroll. Remember, this is an online college degree program so it doesn't matter where the course is coming from!

You can now see the huge advantageous of obtaining an online college degree. There really aren't any disadvantages. Only positive things have been said about online college degree programs. You have nothing to lose and everything to gain! Why not give an online college degree program a try? You will find it is truly worth itArticle Submission, for you and for your future.

How to write college essay topics

by Sharon White
Think of the college essay as the face of your application. Your essay has to make the admissions officers care about you and like you so that they might accept you despite your weakness in other areas. Understanding the importance of the college essay, makes choosing the right college essay topic a necessary first step toward perfecting your application.

Admission papers are usually very broad and difficult to tackle. Therefore, choosing a topic can be the most difficult aspects of the entire admissions process. You have to look for a topic that you can write about most passionately and effectively. However, even the most reflective writers are left wondering: How am I supposed to know the one event that has changed my life or the one thing that represents my entire personality. In all likelihood there isn't just one. But there probably is one that you can write about most passionately and effectively. The most important part of your entire essay is finding this one subject. Without a topic you feel passionate about, without one that brings out the defining aspects of you personality, you risk sounding like most of the applicants who will write boring admission essays.

You might be surprise as the college essay topic the you choose can reveals much more about yourself than you can ever imagine. Your admission topic can reveal your preferences. Are you an arts person or a hard-facts science type? There is an obvious different between the way a person talking and a science students talking.

The choice of your admission paper topic can also reveals how you perceive yourself. Are you a cat person, or the person who drives a beat-up, rusty, 1971 Volkswagen is making a statement about how she wants to spend her money and what she cares about. In choosing, you indicate what matters to you and how you perceive yourself.

Your admission paper can show how you think. Are you whimsical, a person who chooses on impulse? Or are you methodical and careful, a person who gathers background information before choosing? Questions about you and about career and college reflect these choosing patterns. Even a question about a national issue can show your particular thinking style, level of intelligence, and insight.

As the admission can be the first impression that you will give to your admission officers, you must be able to think thoroughly before you start writing on your paper. You must also constantly review your paper, to make sure that your topic drives with what you are writing about.

At the same time you must also be absolutely sure that you have answered the question asked in your essay. Some students would get so carried away with what they want to write that they sometimes, running away from the focus of the college essay that requires them to answer some questions. Therefore, after you have make up your mind of the college essay topic, you have to start doing a proper organizing of your essay outlineFree Reprint Articles, so to make sure that you have answer the questions required.

Tax Break for College Tuition Payments

by Alan L. Olsen
If you are writing a college tuition check, there may be a hidden tax break that will allow you to deduct a part of your college tuition payment. In order to do this, you must utilize a 'Section 529' College Savings Plan in one of the 26 states that provide a tax deduction or credit when you deposit the money.

College TuitionPeople currently using Section 529 plans are well aware of these popular tax breaks. However, there are still plenty of others that currently pay state tuition but don't participate in the Section 529 plan. By first depositing the funds into a Section 529 plan and then withdrawing for the state tuition payment, you may qualify for deducting your state tuition. The deduction is allowed (in most cases) without regard to your income status.

A 'Section 529' College Savings Plan is best known for its Federal Benefits. The earnings on the plan are tax free if you use them for higher education expenses. The current Federal law is set to expire in 2010 unless an extension is passed. Most states conform to the Federal law in allowing tax free earnings on the Section 529 plan. However, they also award a state tax break for residents' contributions to the state's own 529 plan. Kansas and Maine, starting next year, will give deductions for deposits into any state's plan.

Since the state deduction to the plan is immediate, you can deposit the funds into the '529' account then withdraw from the account within a short period. The worth of the deductions depends on your state's tax rate and whether your annual tax break is limited for making a 529 deposit.

To take advantage of the 529 Savings Plan, visit savingforcollege.com, click on "529 Plans", then click on "529 Plan Details." Click on the state in which you reside for details on its savings plan. Then browse through the state's homepage to read up on how to open an account and to withdraw money later.

Many state officials do not like their plans to be used as tax breaks, but few actually try to prevent it. So if you plan on keeping money there for only a short time, you should choose the most conservative investment option. New Mexico is one of the states where the account must be open for a year before money can be withdrawn from it. The state of Michigan has limits as well.

States prefer that residents start saving early, to benefit from compounding and in order to get tax breaks for 20 to 25 years instead of just four. It is a good idea to try out this plan with your tuition money though, as four years of deductions is better than none.

Maximum Annual DeductionsHere are the maximum annual deductions or credits available. If your state isn't here, it either doesn't have income taxes or doesn't offer a tax break for "529" deposits.

State/District - Annual Cap on the Tax BreakColorado: Unlimited deductions up to the amount of your taxable income*Connecticut: $5,000 deduction; $10,000 for married couple filing jointlyDistrict of Columbia: $3,000 deduction; $6,000 for married couple filing jointly; a couple with one child must have two accounts to get the full $6,000Georgia: $2,000 deduction per beneficiary; declines above $50,000 in income or $100,000 for married couple filing jointlyIdaho: $4,000 deduction; $8,000 for married couple filing jointlyIllinois: $10,000 deduction; $20,000 for married couple filing jointlyIndiana: $1,000 tax credit (20% of deposit up to $5,000) starting in 2007Iowa: $2,500 deduction per beneficiary; $5,000 for married couple filing jointlyKansas: $3,000 deduction for each beneficiary; $6,000 for married couple filing jointlyLouisiana: $2,400 deduction per beneficiary per year; $4,800 for married couples filing jointly; state matches deposits on up to 14% of deposit depending on incomeMaine: $250 deduction per beneficiary starting in 2007 if income is below $100,000 (or $200,000 for married couple filing jointly)Maryland: $2,500 per account holder per beneficiary (or $10,000 if each parent maxes out the deduction in both of the state's 529 plans)Michigan: $5,000 deduction; $10,000 for married couple filing jointlyMississippi: $10,000 deduction; $20,000 for married couple filing jointlyMissouri: $8,000 deduction; $16,000 for married couple filing jointly (both spouses must have income and separate accounts)Montana: $3,000 deduction; $6,000 for married couple filing jointlyNebraska: $1,000 deduction per householdNew Mexico: Unlimited deductions up to the amount of your taxable income*New York: $5,000 deduction; $10,000 for married couple filing jointlyOhio: $2,000 deduction per beneficiary per householdOklahoma: $10,000 deduction; $20,000 for married couple filing jointlyOregon: $2,000 deduction per householdRhode Island: $500 deduction; $1,000 for married couple filing jointlySouth Carolina:

Unlimited deductions up to the amount of your taxable income*Utah: $1,560 deduction per beneficiary; $3,120 for married couple filing jointlyVermont: $100 tax credit (5% of deposit up to $2,000) per beneficiary; $200 for married couple filing jointlyVirginia: $2,000 deduction per year, per account. Multiple accounts are fine, up to certain limitsWest Virginia: Unlimited deductions*Wisconsin: $3Free Web Content,000 deduction per beneficiary per household*These states (and others) limit the total amount you can have deposited in a 529 plan at any one time.

College Preparation

by David Pannen
Imagine college preparation as climbing a mountain. Looking at it from the bottom gives it a larger-than-life appearance, but those who have climbed to the top know the benefits of a rock-solid college education. However, “climbing” into college demands adequate skill, hard-work, and the proper resources for reaching the top. Preparation is the most important step to the summit of college, so climbers must choose their routes wisely and assert themselves accordingly. Onveon’s College Preparation section was developed to help potential students advance up the mountain and into college.
Successful endings are achieved by ambitious beginnings and with this comprehensive guide, students can learn about getting into college and maximizing their potential. One of the first steps to college is applying. A college application is an academic profile sent to desired schools in hopes that they see a potentially successful student. The key to applying for college is to organize and prepare your material in a presentable fashion. Students should mark due dates, test dates, and other important deadlines in order to keep pace with the application process. Required essays, letters of recommendation, test scores, and all other major deliverables for application must be accounted for in order to optimize a student’s chances for admission. Applying for college can be stressful, but taking the right steps will maximize a student’s chances for success. Online Applications: Most schools have online applications available for students interested in their programs. These applications can be found on school websites or various other links. Mailed Applications: Some institutions require students to fill out applications and send them directly to the school through mail. These applications can be printed from the internet or picked up at various places, for instance a student counselor’s office or a college fair. Hand-written applications should be meticulously printed and presented neatly. Application Necessities

Although each school will differ, certain requirements must be met for college applications. Included with the application should be a high school transcript, SAT/ACT scores, personal essays, letters of recommendation, and a list of extracurricular activities. All of these are vital parts to the application process that ultimately determines which schools accept the student.

Note: Not all application requirements are the same for each school.

High School Transcript: All schools require a high school transcript or a GED in a college application. If a GED is not accepted by a four-year university, a student can attend a community college and transfer after completing a two-year program.

Essays: The purpose of student essays is to give schools a different perspective of a student from what grades and test scores do not reveal. An essay can give a student who was on the border between acceptance and denial a chance to prove their worth to admissions board members. A well written essay can paint a bigger picture of someone, particularly more than the basic information within an application can. If a school requires an essay for application, students should write a clear, comprehensive piece highlighting their qualities and covering their aspirations.

Letters of Recommendation: Another crucial part to the application process is a letter of recommendation. Although letters of recommendation are never mandatory, a well written letter from a significant contact could drastically increase the chances of admission. Letters of recommendation can give college candidates a great advantage to showcase their talents through a third-party’s opinion.

College Interviews: A college interview might be the best way to ensure a positive interaction with a particular school. A successful interview with a college representative will always increase the student’s stock and better their chances of being admitted. Interviews are usually held for schools to meet potential scholarship candidates, but occasionally an interview might be held solely as the basis for acceptance.

Extracurricular Activities: Among other important elements in applying for college, extracurricular activities are equally essential. Schools want shaped individuals involved in something bigger than themselves. A well-rounded set of activities demonstrates a student’s involvement in the community. Extracurricular activities include sports, clubs, and volunteering. Students with a robust collection of extracurricular activities portray integrity, responsibility, and other attributes than are not available through a basic college application.

Examples of Extracurricular activities:

• Church Functions

• Community Services (i.e. elderly assistance, tutoring, community preservation)

• Sports Teams

• Jobs College Admissions Tests

Many colleges require students to take some form of standardized testing before admittance into their programs. Tests for undergraduate and graduate programs evaluate a student’s academic abilities along with other focused skills, depending on which program a student is applying for. While testing for undergraduate programs remains broad, graduate tests are much more detailed to the area of study for individual students. A significant key to acceptance into college programs relies on generally good scores on one or more of the following tests. Note: Not all testing requirements are the same for each school. Undergraduate Programs Admissions Tests

PSAT/NMSQT - Preliminary SAT/ National Merit Scholarship Qualifying Test

This test is taken during the junior year of high school. It serves as two purposes: as a practice for the SATs and as the qualifying exam for the National Merit Scholarship. Excelling in this test can qualify a student for different scholarships from colleges and corporations.

Learn more about the PSAT/NMSQT

SAT - The Scholastic Assessment Test

The SATs are standardized tests which judges a students overall competency in a variety of academic areas. The results from these tests are strongly considered by four-year universities when determining if a student will be granted admission. There are two different types of SAT exams: SAT Reasoning (previously SAT I) and SAT Subject Tests (previously SAT II). The SAT Reasoning exam is the basic college entrance exam. It is a three hour and forty-five minute test which measures critical reading, math, and writing. The majority of questions are multiple choices. Scores range from 600 – 2400, with each section worth a possible 800 points. The SAT Subject Tests include 22 tests, each worth a possible 800 points, which measure knowledge within five subject areas: English, math, history, science, and languages. Each section is an hour and most of the questions are multiple choice.

Learn more about the SAT

ACT - The American College Test

The ACT is a standardized test used for determining college admission. Along with the SAT, the ACT is the other preferred test for entering into four-year universities. The ACT has said to be more understandable than its counterpart, the SAT, because it is less vague and more knowledge-based. Another advantage is the ACT does not take points off for incorrect answers. The ACT is made up of four multiple choice sections: English reading, math, and science. The ACT is scored on a 36 point score (above thirty is considered the 99th percentile). The average score in 2005 was 20.9.

Learn more about the ACT

Graduate Program Admissions Tests

GRE - The Graduate Record Examination

The GRE is a standardized test used for the admissions of students into various graduate programs around the country. There are two tests: General and Subject specific. The General Test assesses a student’s verbal, mathematical, and analytical writing skills and takes about 2 ? hours to complete. Verbal and mathematical skills are scored on a 200-800 scale using 10 point increments. Writing skills are evaluated separately. Subject tests involve questions concerning the specific area of study the student is testing for. This section takes 2 hours and 50 minutes to complete and is scored from 200 – 990.

Learn more about the GRE

LSAT - The Law School Admission Test

The LSAT is a required test by all law schools endorsed by the American Bar Association. The LSAT tests for ability rather than knowledge, because it is marking those who are ready for the immediacy of law school. The LSAT consists of four sections: reading comprehension, analytical reasoning, and two logical reasoning sections. The test takes half a day to complete with scores ranging from 120 to 180. The national average is about 152. It is offered only four times a year.

Learn more about the LSAT

MCAT - The Medical College Admission Test

The MCAT is taken by students interested in applying to medical schools. A balance of science and problem solving questions offer a sound assessment of a student’s overall ability leading to medical and professional success. The test consists of four sections: physical sciences, biological sciences, verbal reasoning, and writing. The MCAT is an all-day test with breaks throughout. Test scores differ from section to section. The first three multiple choice tests range from 1 to 15 and the writing samples range from J through T. The highest score possible would be a 45t, although a 30P is considered relatively competitive. This test is offered only twice a year during April and August.

Learn more about the MCAT

GMAT - The Graduate Management Admission Test

The GMAT is taken by students interested in applying for a graduate business management programs (e.g. a MBA program). This test has three comprehensive sections: analytical writing, math, and verbal. The MCAT takes around 4 ? hours to finish with appropriate breaks in between. Schedules for tests are decided by individual testing centers around the country. The scoring scale is from 200 to 800Article Search, with roughly two-thirds of test takers falling between 400 and 600. It is a good idea to participate in a GMAT preparation program.